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Updated about 2 years ago,
Roth IRA Consolidation?
My wife and I were only able to invest a little less than $10,000 in our respective Roth IRAs before our combined income disqualified us from contributing anymore. My question is this: Should we leave the money in our Roth IRAs, or consolidate the money (+/- $17,000) into our individual brokerage account? Consolidating the money in our brokerage account would just add to our ability to take advantage of other investment opportunities in the next 1-2 years. Not a critical life decision, but I'm curious what others would do. Thanks!