I also like the old school traps that have the large yellow catch mechanism (they're a pain to set but they're super sensitive and they always go off). 

Mold can be a serious health issue, I had a slab leak in a rental behind the kitchen cabinets and you could smell the mold, and my tenant was "sensitive" to it.

Medical Payments (A "good faith" payment, not subject to deductible that the ins. co. could make in order to avoid a lawsuit...if you do not have this limit in your coverage, don't fret.

I have some medical bills that's killing me and I want to consolidate my debts into one loan.

In real estate business, the value of a piece of land or a building depends more on other factors, such as access to roads, proximity of shopping centres, medical facilities, schools, water supply, electricity, etc.

However, the collection agency is requesting the rental application with the tenant's Social Security Number (SSN), but the property management company is refusing to provide it, citing the sensitive nature of the information. 

The policy has a loss of rent clause. it also has a clause for personal property ($25K but not sure what that is for as she doesn't have anything in there except waterheater, stove/oven, HVAC), Liability ($300K), and Medical ($5K per person, $25K per accident).

However, with my 4 year degree in the medical field, I understand that I would have to work equivalent to 2 years full time with a salesperson license in the real estate field.

Hard money loans are short-term loans secured by real estate property.The loan amount is based on the property's value, typically up to 70% of its appraised value.Interest rates range from 8% to 15%, higher than traditional bank loans.Approval and funding are usually quick, often within days.Borrowers with less-than-perfect credit scores can qualify, as lenders focus more on the collateral value.Repayment periods are shorter, typically ranging from months to a few years.Interest-only payments are made during the loan term, with the principal paid in a lump sum at the end.Hard money loans are commonly used by real estate investors for property purchases, renovations, and time-sensitive opportunities, or by individuals facing foreclosure or needing temporary financing.

We follow local news regarding hospital/medical center development (if they're expanding, hiring, laying folks off, etc).