Trying to get a loan leveraging my property

[Anna Dyal]

Hey everyone. Can anyone point me in the right direction. I have a 650 credit score. I was told i can't get a heloc or any type of home cash out loans because of my late payments on my morgage during covid. I'm back at work I have made 6 months on on time payments on that morgage and my mortgage is listed at current. I have some medical bills that's killing me and I want to consolidate my debts into one loan. Can you suggest some company's that would help me? by giving me a loans ? Credit karma cannot give me as much as I need and they have like 26 to 30 interest rates. What are my options?