Research your market, and when you find a screaming deal, act quickly and confidently in it.

I have the ability to access a good amount of cash for a down payment on a property through a HELOC if I choose.

@Bryan Mitchell you will never get direct access to who controls the property if it's been on Hubzu.

I have the ability to access a good amount of cash for a down payment on a property through a HELOC if I choose.

Laying out an effective tax strategy involves a lot of work at this level, so just be prepared for this to not be quick and easy.I'd start by first having a meeting with your current adviser and ask them to explain their current advice.  

If you are unable to act quickly, you will continue to miss out.I think in your price range, you'll have the most luck (or inventory) in Bloomfield.  

All I need is a letter stating: Ashley is approved to offer cash up to x amount and a quick close on property 123 Main Street.

You also learn a lot like how to run comps and get direct MLS access which is nice.Make sure you shop around if you are outsourcing your direct mail.

I am primarily doing this to have MLS access and be able to negotiate my own deals.  

Some of the benefits to getting your license would be getting commission as well as direct access to the MLS.