Again, I'd be obligated to perform the sale, if the buyer defaults and causes the termination of the agreement, I can continue with life.With all the stuff dreamed up by gurus, I'm surprised they haven't made a product out of these matters, but that may shoot them in the foot on the other stuff they pump out, probably the reason why

there are conventional lending products which can have pmi where you can put as little as 3% down, similar to an FHA loan.

My friend had done just a huge amount of work and the finished product was gorgeous.

If it was promoting a product or service then it likely was considered marketing resulting in it being removed.

Since I know technically I can put the 20 hours that I spend bar tending into my real estate business and make more money etc do more mail outs signs etc so I feel it isn't productive with my time.

I don't work for YNAB or have any interest in the company, I merely find their product amazing and life changing.  

The reason why I ask is because I have done both in the past and I feel that when borrowing under your personal name the banks tends to offer better loan products in terms of interest rates, amortization, and points.

Affordable homes is my "niche product" In my market area most working class are in the $1800-$2400 monthly income.

Personally, I don't mind the C class neighborhoods in my market.I find that my Section 8 renters take great care of my properties if I give them a good product and I am relatively responsive to their needs.There are "professional" section 8 renters out there that take pride in their residence, but find that they are better off keeping a certain income to get their government benefits.I know this is a totally different discussion, but it is amazing how our local, state, and national governments take care of folks if they work the system.You can get great long-term tenants by giving a little personal attention to them and letting them know that you are in the business of taking care of their home and want them to stay there for the long term.The investor receives great returns and the tenant has a nice quality dwelling where they would like to live.A big problem in my market is that a lot of "old school" landlords don't put money back into their investments.  

Also, there are so many types of buyers we are confident in our product when we list.