Other than saving over a long period of time, how can I come up with a 20% downpayment for a 450k triplex I found for sale? 

AB308 Impacts “increase of rent” notices: for a periodic tenancy of 1 month or more, 60 days in advance of the first rental payment to be increased (up from 45).

This way, you can get rid of PMI after some time.Refinance over a short-period of time may not be worthwhile(especially if no appreciation) as the closing costs(especially on a huge purchase price) will be high.Best of luck!

Get an insurance quote during your inspection period. 

Hi Lesley, Delayed Financing if it is within the 6 month waiting period.  

Hi All,Reaching out for some help.First time landlord, 6 months into taking the keys (live in landlord--4plex and I live in one unit and rent the other 3), I have my first tenant who is late on rent.She texted me this afternoon saying she won't be able to pay until Monday or Tuesday.For reference, when we signed the lease she asked if there was a grace period on late rent, and I said no, and that it would be $25 late fee for each day late.Any advice on how to handle this?

With financing, you own many more properties and use primarily other people's money to pay off your home for you over a long period of time.

Period.

That'll be somewhere around $3000 probably.You can finance closing costs into the loan but either way, it's a cost.If you're purchasing with cash, then you can use delayed financing to bypass the 6-month seasoning period.

And in periods like we have now, in most places in the country - where appreciation is crazy - the gap between assessed value and asking price will seem even more extreme.