Hi everybody my name is Kamari.I live in Ohio and plan to buy my first house hack by the end of this year!

@John DeanIf it’s going to be owner occupied then you should use a loan servicer as its required by law in most states and for every incorrect statement you send every month you are committing CFPB violations and if the borrower defaults you are technically not allowed to collect interest - in some states if they have a good attorney and default they could wipe you out in legal fees…My bigger question is why would you seller finance?

The apartment is inhabitable, just no water/toilet access.Luckily, the permit was issued by late Monday afternoon. 

My previous accountant had all of my paperwork since July of 2023, she had promised that it was not a problem to be filed by Oct.15th but she had some health issues and would not respond to my many calls, emails and texts.

Abernathy Insurance Agency is Arcadia-based and was highly recommended by a commercial broker.

I'd say all the stats are similar from Cincy, Columbus, and Cleveland EXCEPT we are a lower cost of entry by $36k(cincy)-63K(columbus)!

So by Sunday night I had watched and read enough to start diving in and I created a small " buyers list " in about an hour.

Followed by taking the wife out to lunch.

Additionally, Memphis boasts a strong rental market driven by a large population of renters, including students, young professionals, and families.

The fire & hazard insurance would be paid by you directly to the insurance company or possibly out of escrow.There’s never a reason to send money for insurance to a lender.