These were largely sourced pre-CV19, so eat the fish and spit out the bones.The percentage range varies by lender, but expect to only be approved with a DTI ratio of 47% or less.

Quote from @Patrick Enman: boating for sure, we have a concrete dock.Make it conducive to beer drinking and I'm sure some fishing will break out!

The pros of the IC market are: Strong appreciation, decent demand, and a recession resistant environment. 

If you don't consistently raise rents in this environment, you will be a few hundred dollars per month below market rates in a few years.

In my market there are companies fishing the MLS and pre-foreclosures then simply sending out info through email blasts to buyers.

As a result, she irritated the entire neighborhood, created a hostile working environment for herself and quit.

It’s a hard program and will need to be property specific but in this rising rate environment it’s turning to a buyers market.

I'm more into HI STR or long term flips/BRRRR for higher-end homes these days.CF would always problematic since 2018, if you focus on CF only you may not get the best reward/risk in this economy environment. 200 dollar is too low for me when I could make 200-300k.So when Fed pivots, there's this "transient times" when price drops, especially for the tired seller, it's ample opportunity to fix and wait a few years before the rate goes back to normal.

I think in the next 10-20 years, in a higher rate environment, it's going to have the best ROI. 

It’s a tough environment for the owner-manager.