I was looking at different loan packages I could use to purchase and renovate the home.

Looking through their marketing material, I would guess it's something like the packages used by the larger brokerage services, just designed specifically for investors.my 2 cents

Package stated life expectancy of only 2000 hours.  

I'm renting everything out except the big building, which is used for church (my seller, renting back) in the morning upstairs, and for our youth group in the afternoon (Sundays).Now I need to refi to pay off my seller carry back and hard loans.Chase wouldn't want to do my loan, so they recommend a local broker who after talking to me verbally said he can get a loan (about $700K) for me.He's asking for $1000 of "packaging" fee up front, plus 2% (of which he said usually bank would pay him 1%, I'd pay the rest).  

How bout you package this up with the deal analysis math showing investors cash on cash return?  

Undoubtedly you will encounter situations along the way and that is all a part of the process.  

Has anyone else encountered a similar problem?  

ditto transport.If you do it all yourself - you can go to a store like HD or Lowes and the pros working there often give you very good building advice - a contractor has probably already encountered the special situations but you will have to think these scenarios thru - and type of construction, market etc will dictate some solutions that you may not find ideal, or may not have countenanced before.GL

If you have the skill and are professional, then by all means, go forward.Since you will no doubt encounter this in future, you need to decide upon a policy and practice if you compensate for professional referrals. 

I have been looking at property packages for the first time and I have no idea where to start.