Just log on 15 minutes before 5:00 PDT (8:00 eastern) and the "signup" button will change to a "login" button. :)And everyone else - seeya all there! 

Fourth- what is its sales history.

@Daniel KwonSounds like you don't have much of a credit history and the bank is looking for one to gauge how you'll perform on a loan it extends.  

Great way to pick up some good info and possibly a deal.I have listed below some Rules of Thumb we use.Good luckPaulExpensesTaxes  (80% Purchase Price) x (Mill rate) = TaxesInsurance $250 per door (this could be higher, depending on if property is closer to coast, the claim history, if in flood zone, etc)Repairs & Maintenance (R&M)  $300–$600 per door Contractors and material, Carpet Cleaning, Keys and Locksets, Make ReadyGeneral Administration  $100-250 per doorManagement Fees Typically 4% of Total Income for larger propertiesMarketing/Advertising $100 per doorUtilities Take historical from last year, annualize this year’s, compare & then take the higher of the two. 

Many also stipulate that for DUPLEXES, no prior management/rental ownership history is necessary, while for 3-4 unit purchases, it is.

When I'm looking at a property's tax history, usually it's a percentage of the assessed value.

Everything gone, prior to 3:04 eastern time this afternoon, emails coming in now seem to be okay.   

Your state may differ:The listing agent will rarely lower their commission without a good reason (such as you have a great history with them or you've promised this is the first of a dozen deals you will do with them).

I've been around a while and have some bio and plenty of post history but it's not an exciting story, that's for sure.  

If her history is great and other factors are not issues, I'd say let it play out and don't require her to requal.