VA Loan on Multifamily Homes, but no income in Colorado......

[Brandon Rivera]

Not sure if I am posting this in the right section, but here is my predicament. After doing some research on being a live in landlord I know I would like to purchase at least a triplex. I live in Colorado and have recently hit a road block. Since my ETS (in 2013) from the ARMY I have been going to school full-time. The problem is most lenders do not consider using your GI Bill as actual income because it is not stable income. Now the only extra added income I have is about a 40% disability. Which only accumulates to about 600 and some change a month. I know the loans operate on a case by case basis. I was told that you could use the income from other units while living in one and it would be counted. After speaking to a VA qualified lender I was told this income would not work since I do not actually own any property with current units. I would not plan on buying without inheriting tenants if it would help the situation. This would be my first home purchase starting my journey to real estate.

Questions:

Any one have a similar issue and idea on how you resolved it?

Should I speak with a agent, the bank, or lawyer on issues regarding paperwork? 

Any feedback would be greatly appreciated and thanks for you guys time.