First, it makes it a lot more difficult to get a loan on the deal (most lenders require that they be in first-position lien with no second-position lien), and second, it increases your leverage and, therefore, the risk of the deal.

No, no earthquake insurance in particular. only the south of the island in the Ponce area is affected by earthquakes.

According to our understanding of the VA home loan guidelines, a property can be up to 4 units, and mix use is allowed so long as the property will be the buyer’s primary residence and the the commercial use is subordinate to the residential use comprising no more than 25% of the property space.

Currently, no pending maintenance.

My GC's have been ok, but they know they are getting paid no matter what happens with the rest of the deal, and I like the idea of sharing that risk and responsibility with the person doing the work.

I currently own 1 rental property with no mortgage and am looking to learn how to get my second deal. 

I've been a HD Pro Member for years, but see no way to apply this BP discount to my membership. 

The lot next door is cleared and buildable and we owe no money on the lot.

I have no idea why.

I no longer am intitled to the return of my own real property at the end of a residential lease.