That's what my thinking was: either have a creative solution that one of the tenants would be willing to accept, or anticipate as OO.Chris Mason, I was under the impression that refinancing out of an FHA loan requires a longer 'seasoning' period that 6 months?

The C.A.R. forms are standardized and accepted throughout the state; they have already been reviewed/approved by attorneys and have been determined to be legal; real estate agents, attorneys and judges are already familiar with them; and some (most) brokers probably require their agents to use the standard C.A.R. forms when engaging in real estate transactions.Whether it's the "best" lease, well that depends on what you need. 

Would a finance degree or a career as an appraiser be my best route?

@Marc Roach,I don't think ANY lenders care how your source your payments.Find one which does accept payments online, then find out if they only take routing/account numbers (checking or savings accounts) or if they also accept credit/debit cards.I do almost all of my payments on-line - even property tax.David J Dachtera"Success is not a destination.

They taught their children to go to college, get a degree, get tons of debt from that degree, get a good job, then die.

My cash offer that was above list didn't get accepted.  

I told them this was not acceptable, as I would be using that space (for turnover and renovation) on a daily basis.Well, after my request not to use the space not assigned to them (verbally, then memorialized via text), I once again showed up this morning with both spots filled by this same tenant.She is mostly a good tenant (inherited, we purchased last August), but as with most tenants she sometimes looks to see where "the line" is by testing my rules in minor ways.The parking assignments are addressed in her lease (MTM), but what I am struggling with is the part where I state, "if you don't comply with my request, then this <consequence> will occur."  

I just made an offer on a Duplex In Pittsburgh, PA and it was accepted.

And... get this... she gave us such a low-ball value that the bank would not accept it.  

How much risk and volatility are you willing to accept?