It's been eating at me quite a bit over the last few weeks.

But they must be quite rare.

To cash flow with multi-units in So Cal at those low cap rates, it takes quite a bit of cash down.

These loans are owned by thousands of different investors and they change hands quite frequently.

I have used credit karma for quite awhile too with no trouble.

The real question is, is this the problem being solved or are we just going to quit filing foreclosures to allow the housing market to heal, or are we waiting for Fed Gov to buy these assets. •The more people that can stay in their homes and start paying on their debts, the faster this ends. •If the trend continues down thru 01/2009.

It is a bit like eviction court in that it can be quite entertaining.

State fees are unavoidable no matter how anyone files their entities, and S&H must be charged to cover the costs for multiple UPS shipments (for tracking since these are legal docs) between MyCorp, the customer, and the state.For more detail on what *is* included at no charge (quite a bit): I posted a classified in here last week that gives the specifics and the link & phone# for more info.

Shall I just ask her to quit, if I am preparing for the bankruptcy, since my income is just the borderline about the means test?

Part of this will be used to buy another house to live in and part will allow me to quit my job and start rehabing full time.