We recommend they fill out the application first to see if they meet our minimum requirements to secure a showing.

2) how many offers did you put in before you secured your first house? 

I was looking at a development investment in a mining town in Western Australia (WA) (structured and managed by a 3rd pty) but held off last year as job security was somewhat uncertain and had a little one (now arrived) on the way.  

I also tell them their lease will be upheld, and list what the rent is and the security deposit is, along with the end date to make sure we are all in agreement.  

IMO, nailing small lenders will be more profitable than workmen's comp claims or social security disability claims, which have limitations.The CFPB also as an education department, once that is in place they will begin public information activities.

Using Zero Coupon Bonds to Secure a Loan, Sale Lease Backs (not with distressed properties), using loan to equity options, and more.

I agree with @Dick Rosen.All of my rents are due on the 1st as well, but I have some long term tenants who get Social Security. 

"the risk that you would take in such an arrangement is complimentary to the risk that the seller is taking in trusting the buyer to protect his credit by actually paying the bills" and that's where we as investors have the option to walk away from a deal when our position in any investment isn't secured. 

I refinanced two US properties in 2013 and secured one new loan this year all through Wells Fargo.  

You stated that you have poor credit, and therefore can't secure a loan.