Talked to the mortgage company and they said 2 things happened. 1, they added some extra insurance to my account.

Can anyone recommend a good insurance agent for a flip in the Chicago area?

You'll get more accurate advice and answers, and they will probably be more willing to work with you and guide you in the right direction if they have documentation to look at (tax returns, W2s, amounts you paid for each property, taxes, insurance costs, estimated rents and completed values, etc).

The appraisal came in above the purchase price, insurance and taxes came in below their estimates, and my ROI is expected to be higher than what they quoted me.

The title company says they cannot insure it due to the bank foreclosing a person who is not the owner.

You have cash, a stable job and happen to be in a time where we have favorable interest rates.

I hear on the podcast and things I read such as take your debt service, taxes & Insurance, maintenance, vacancy, mgmt, and perhaps cap-ex and then shoot for $100 a door after that.

I will be calling GC's and insurance agents tonight.1.

My investment real estate agent recommended a mortgage broker that is located in a different city than the one I currently live / invest in.My question is that I have not met this mortgage broker and that he requested a lot of information ( Social Insurance number, wages, income, saving and so on...). 

Plus being new to Real Estate and covered by E&O insurance is a very good thing.