When I laid out the financial risks as no more than $300 a month each to cover all expenses if we completely fail, he was onboard.Our first property was financed with Citi bank 25% down 3.875%.

He should be doing the same thing for every other buyer he works with.Know your buyers, give them a deal that works for them, but no more than that.

The LLCs are a small portion of the absentee list so I just leave them in my mailings.If they own multiple properties (I do not de-dup my abssntee list when I purchase it) we manually clean the list to send no more than 2 postcards per owner (for 2 of their properties).  

If you sell a property for $300,000 or less and the purchaser (or a member of their family) is an owner-occupant (meaning they plan to live in the property for at least half the year, for the first 2 years after purchase), then no money needs to be withheld.In consideration of this, it might be wise to focus on SFRs with ARVs no more than $300k.Keep in mind that you are still required to pay proper taxes from your real estate deals for each year, but you just wouldn't have to worry about the IRS withholding the money from you ahead of time.

@John Ratigan, probably no more than list price, but that is no guarantee that 1: the Bank would even accept an Offer @ their full List price, and 2: the rehab costs will automatically stop at just $45k.Lesson 1: The Banks are not in the business of letting you get free equity easily!

The 9K a month job I had is no more (was contractor, project got scrapped).

Looks like they if the proposed changes go thru, then no more "Assigns". 

@Scott Loudwhile it's no more or less risky from the perspective of the loan - as a loan made with cash in a checking account is no more risky than a loan made with retirement funds or with dimes and nickels - it seems like you'd use separate funds that you could afford to take some losses on, rather than retirement funds. 

Some additional info: 8 Units should rent for $650 each Assuming 7 of 8 units rented, monthly inflow = 4550 50% rule says my loan should be no more than $2275 per month.

Plus I'm not sure what my insurance options are if I own them in my own name--I was told not to use personal umbrella for rental properties because it has lots of exclusions.The idea of using no more than 3 LLCs and spreading the cost of the entities over a group of properties seemed like a good compromise to me. 1 LLC for each prop is not something I want to do.