I will be using private lending and potentially hard money to fund these projects/investments. 

I would take another hard look at it first..

A lot of hard money lenders have fake preapprovals you can generate on their website yourself in like 2 minutes.

I have started to educate myself on hard money and private lenders and are looking to the BP forum to help me navigate to my goal.

So if I'm looking at a hard money loan first position debt fund that does construction loans on multi family properties in California, I look for the worst recession for that (S&L crisis recession).

Earlier this year I started the process of a flip but had such a hard time finding houses at a good price that I gave up.

@Tony Rodriguez if you are flipping, you should be using hard money, or private money. 

Well at the time just that house was a deal because it was hard to get into a house with this many people coming in and buying a property as quick as they were so for me to get the that price on that house and close the deal was a deal now it's worth three four times as much as what I paid.

I don't know about commercial loans, but some hard money lenders offer products that allow a flipper to refinance  or do a cash out without all the red tape and seasoning.

That was a hard and fast rule.