That is part of my reaching out, something I realized after I hit "post" that I should have included in my original post.

Typically with Morris invest the properties people bought were way overpriced relative to the marker value, meaning you could be taking a large hit if you sell.I hope that’s not the case but it’s something to be aware of

Sometimes swinging for the fences right away without hitting the doubles results in a strike-out.Sounds like you'd have the equity to possibly get the down-payment you needed, through a cash out refinance - however I'd make sure you are really sure about the large purchase and its efficacy given where you are.

@Joe Pearson it was in June of 2017 it was a pocket listing from a local realtor that I bought before it hit the market.

Some of them may be hit or miss but if you keep looking I'm sure you will find one that suits your needs.

But your right I was talking to a flipper in LA at a conference and they do 600 to800k houses and were averaging about 15k per flip.. but they did 80 of them.. so while they made over a million for the year thats a ton of work and debt to manage.If your going to be successful flipping you have to be able to do volume as you clearly denote.. one at a time unless your hitting big numbers..

It also gives you staying power for when the next recession hits, whenever that will be.

If I had $23.44 and I just followed the formula I would eventually have 12,000 but I'd hit $182.50 along the way.  

This loan is a conventional loan 3% down and can have the PMI removed after I hit 20%.

If you hit them with a resolution you’ll likely get ghosted and you will certainly get a bad review.