Appreciate your help.

Any advice would be greatly appreciated. 

If they accept, you know they really wanted it and would appreciate it.

I have been very understanding and nice with my tenants about paying rent late, but I now see that is not how this works.This is my first time dealing with this so that any advice would be much appreciated. 

I appreciate all the help in advance and please feel free to ask me to clarify further on certain things!

I appreciate your insights!

Increased rates makes it more difficult for first time buyers because 1) the financed payment goes up 2) it decreases movement which results in boomers, etc not downsizing which lowers volume on the market and helps keep the prices from falling.Other drivers for these large rent increases are the recent property appreciation (last 10 years have had huge RE appreciation) and rents lag the property value increases, the Covid eviction moratorium has identified new risk that must be reflected in the income, the continuing trend to move to high growth areas which results in a large housing shortage in these areas, the lag of new housing starts that has existed since the Great Recession.  

It's inappropriate, the seller would not appreciate it and provides no value to you as a lender. 

Not knocking wholesaling…I just think it’s a hit or miss thing and for me and my market I don’t find it reliable enough to scale the way I’d like or worth the additional exposure/risk it brings.Luckily, we have good deals on the mls here.I appreciate the suggestion and I’ll keep watching the deals come through!!

You have jobs, you have passive income which does not increase your taxes, and your wealth is quietly and steadily growing due to appreciation of your portfolio.