I have renters and can prove rental history so I don't think I would have much trouble actually getting another mortgage.

You might find a hard money lender who will loan 100% with some steep interest rates and fees, but that is not ideal.You graduated time at the absolute best time in history for employees.

My credit score is 765 and I have the best credit history never missing a payment which will help me and my investments.Where can I find an investor to give me $50,000 to show the lender I have income and a down payment?

A year down the road, in the eyes of a lender you may be more attractive to get that DSCR because you have a history on paper of managing a rentals and could count use even other more convential loans (lower down payment) and count the properties potential income even tho it's not DSCR loan.

When I talked to my bank's real estate loan officer, I found out that I need 2 years of income history in order to buy my own property, even if I wasn't using a loan.Can someone go into greater detail of this for me and what methods can I use to buy property without that income history?

They will determine your assets and liabilities (net worth) as well as verify where you live now, your credit history and a host of other information that begins to validate your existence and ability to borrow money now and in the future.Once they’ve had a chance to review and verify your information they can pre-approve you for a certain loan amount.

He's flipped many houses successfully and has a solid history of estimating the rehab costs.

Here, it would contain the chain of note/mtg assignment history as part of the filing.

My father in law recently bought a house for $90,000 off an FHA loan, has been there for about 8months his daughter my sis in law moved from Chicago and he wants to let her move in while she gets back on her feet as he wants to rent it in the future..he will still be paying for the mortgage himself, my question is..

Also, they can call the note due for any reason they want, which may not have anything to do with you or your payment history.