University grant/ pell grant/housing allowance also do not count as income.

I think the best emotional support for you will come from a change of thinking. 

Purchase price: $190,000 Cash invested: $25,000 My first investment, a house hack near the University of Delaware.

I analyzed the DE market, knew house hacking near a university would be effective for rent by room, and pulled the trigger.

The upshot may be that you go with a classic 70 to 80% LTV commercial loan, but it seems you might have a cash position to support that just from the stocks.

I do loading calc all the time for support beams, foundations, footings, framing, etc.

They have a strong W2 income to support taking on debt. 

He offers a few books through Mobile Home University.

Take advantage of the folks above who are offering their support.

The ability to make a positive impact in the infrastructure of local neighborhoods and economies continues to win investors.FAVORABLE LEVERAGE/DEBTMultifamily benefits from the most favorable financing treatment of all real estate asset classes, oftentimes receiving the most competitive interest rates and longest amortization periods.This favorable environment is led by agency lenders, which were originally created to support housing stock.