That way you are safe if anything beyond your price level you want to pay for them.

I never worked on real estate website, so I joined BP to come across the more about the marketing technique of the real estate website.I have to learn many things about the real estate niche, so hoping to get the good contribution from all the friends over here.

Same in RE, it's always about protecting the public, you won't kill someone being an idiot investor, the attention hasn't been that great, but things are changing.Unless you are actually qualified by education and experience you'll have issues selling ideas with deceiving techniques.

They put fail safes in so when they are gone the kids etc. can't blow all the money at once and make stupid choices.When you get 60,70,80 etc. you still worry about health whether you have money or not.

Since the new laws and regulations for Dodd Frank and the Safe act you can not do seller financing like you could before the laws.  

As for the investors, they are friends, family and acquaintances with RE investing experience so this shouldn't fall into the securities camp, but will have a lawyer to put it all together to be on the safe side.  

At best, this technique hides what you've done.$110K (loan balance plus the $10K you want) puts this at 88%. 

Here's a link to some good discussions on the door-knocking technique:  http://www.biggerpockets.com/forums/21/topics/153747-door-knocking

Up to this point in time I have focused my attention on wholesaling since it is in my belief the easiest way to get your feet wet in real estate investing while learning other techniques to implement and grow your net worth and residual income. 

It's most likely against the SAFE Act and would land the lender in tons of trouble.