I'm not trying to get rich I just want to enjoy life, ride my Harley, and go fishing every once in a while.Areas I have looked at are Texas, Montana, and Tennessee (I really have my eye on Knoxville, not sure why).

You can more easily ride on the successful habits and knowledge of others.Plenty of other pros and cons, but those are some of the ones that come to mind quickly. 

You're just along for the ride.2 - Market Analysis:  This tells you "where" to invest. 

I suggest you WAIT until we get back to a Buyer Cycle I and II and then ride the Seller Cycle I and II wave next time around.

You are going for a ride.

It’s going to be a wild ride with ups and downs but you have to remember something.

I've seen this more than once in the spring after Texas hail storms and tornadoes.I do subject-to and Wraparound deals in Dallas, Texas and my title company will close the transaction and issue title excepting to the prior lien, but I require all parties to appear in person in my office to execute the contract.  

Louis MO with my parents currently and will be going to WashU in STL next fall (full ride). 

2) How do developers ride out these costs over a long development period?

After 10 hours the instructor cuts you loose to fly all by your self  then after about 40 hours of solo and little more dual instruction you take a check ride and get your ticket then you can legally take passengers..