The magic is in your ability to stand out as Charlie Mac. 

Once you have a level of reserves you’re comfortable with, then look at how the car payments affect your ability to further leverage rentals (assuming that’s what you want to do).  

@Chad Smith@Chris Mason1) Regarding taking a 401k loan: You would have to confirm that your 401k plan allows for a 401k participant loan (and that you have not had a outstanding loan in the last 12 months since your ability to take a loan is reduced by the amount of the highest outstanding balance of any 401k loan that was outstanding in the last 12 months).If yes, you can borrow up to 50% of the balance not to exceed $50,000.The repayment terms are equal monthly/quarterly payments (as you prefer) of principal and interest (e.g. prime + 1%) spread over a 5 year term (or longer if you will use the loan to purchase your primary residence).

My advice is to do your homework on the front end b/c there are some areas that are much less desirable and your ability to sell those houses will be limited. 

Your remarks are very helpful.

It's more about them giving you solid advice, staging and maximizing your sale price.Thank you for your reply.I'm looking at different markets so I need this ability also. 

I came across a couple of 10 unit buildings but was hesitant to pull the trigger and couldn't find any solid info on who could help me in this specific situation, financing with the ability to leverage across my entire portfolio. 

Yep very.If you were that person you  WOULD have been successful by now, or at least steadily getting there.You need to change the person you are today into the person you need to be to breach that gap between where you are right now, to where you need to be.Your current situation, your current life is the result of your current abilities, talents and mindset.

You are able to estimate the amount of coverage needed.  2) Replacement Cost - As Bill noted, all insurance agents/brokers have the ability to run a "replacement cost estimate" which takes every part, inside and out, of the house into the equation and spits out a number (the replacement cost coverage needed).

Do you have the ability to raise these rents?