Check with your attorney to see if leaving your name on the homeowners will work to defeat the reason for going to the LLC (to protect your assets).Some Insurance carriers will not do a personal policy on an LLC (not that many but still some).

I know that some recommendations are use "quitclaim" deed transfer, or transfer it to my LLC after cash-out-refinance under my name and risk the mortgage company calling the loan, or simply keep it under our names and buy an umbrella policy, etcWhat would you choose/recommend?

One thing we are looking at for our team is whole life policies with high cash value do employees and if they stay x years we xfer them the policies.

Hi. I am a live-in landlord to a 2-unit here. I suspect my tenant is smoking cigarettes in the unit below. It is a high end rental, and I planned to move in eventually, so I cannot tolerate this.I added a 'no smoking ...

If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

-After that refi I was thinking every 2-3 years a partner could ask to be bought out and if no one member wants to buy them out then the can forcefully sell their share of the business to the other partners.A few questions that I have for everyone here;-What amount of insurance would be appropriate for the business and should I also have an umbrella policy for myself?

If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

That helps me to know what rents to aim for. 

But yes when you transfer the deed of the property into the LLC you will need to change your insurance policy accordingly. 

You should have a set policy in place for these fines.Also can you lock up your router so that the wifi and your cameras can not be so easily defeated?