KSl is my favorite way to screen tenants because the application is the same for everyone and gives me permission to call and verify anything on the application.

If you don't know the market you are trying to get into you shouldn't gamble it.

I'll continue my learning and saving and not gamble with the gift.

That's our favorite strategy here in Indy.  

Some of my favorite habits include listening to a podcast once a week and one motivational youtube/Ted talk video once a day.

Meeting with sellers and making offers is actually my favorite part of this whole business. 

Having deep discussions on music is one of my favorite things to do.

This means that you and your wife will not have to move in and live there for a year (could be a good idea or not, I don't know your family situation), or commit fraud by claiming that you will move in, without actually moving in (bad idea).It's one of my favorite programs because it's essentially Karma, doing its thing.

while its a gamble to count on appreciation it makes little or no sense to me to deliberately invest some place that has a slim chance at best to appreciate. 

(This is my favorite thing to listen to on my commute to "work")I'll leave you with this.