In addition I have read books and talked to investors but I am still struggling to analyze deals effectively.

I'll keep my ears and eyes open for an aggressive/effective landlord attorney.

I suggest putting in something like a schlage camelot lock with a keypad to eliminate keys. 

.- Using an attorney for a real estate transaction and mortgage structuring has been so easy and very cost effective.- Offering the seller more than they thought their home was worth made them willing to finance the home for 0%.Bottom Line - 1. 

Would this negatively effect the property in the long run with it being built in 1910?

This would effectively end the ability for accredited or sophisticated investors of using IRA funds to invest in private syndications.

@Gail K. https://www.zerohedge.com/covid-19/ends-debate-israeli-study-shows-natural-immunity-13x-more-effective-vaccines-stopping(Cliff notes in article.

Given that by focusing more on my own properties I am going to be virtually eliminating paying work from clients that I would otherwise be doing, should I figure in a wage for myself alongside the wage that I pay my employees when deciding how much money to borrow?

I looked into them briefly for a unit that I was considering a traditional STR until next July and then 30+ day rental after that (when San Diego's STR quota goes into effect). 

Good equity change and possible refi in the next 6 months be able to set us at 20% equity and eliminating PMI.