Very short explanation is such...Transactional funding is money that is provided to a person regardless of their credit, cash position, past history, etc.  

What I want to know is, if I move there and get myself an established job history, with a 20% down payment and a proven income of ~$1200/mo, is it likely I could be approved for a 15yr loan?

Ancient history and now ready to move forward with hard life education!

I'm definitely going to look into Oregon and Charleston - I love the history/charm of Charleston, but I have yet to check out Oregon.

I really appreciate the comments and opinions this community provide.In general, when one does his research of due diligence on something like this or on a private lender, I suppose we run a research online (BP, news articles, reviews, BBB, business license, customer references, company history...)  

Hi Everyone, I own 5 properties free and clear ,  they have been rented between 2 years and 9 moths , people pay on time , no issues.  Personal credit is not that great.  and properties are purchased under LLC.   I he...

.- BOA has not fabricated a "payment history" that is clearly not accurate.I have been dealing with this now for 8 years and need to get this off of my back.Are there any lenders out there who will refinance my mortgage even though I am in default?

The obvious answer here is a history of successful flips.

Unfortunately, history is not on our side. 

This is our current situation:39 years oldBoth have high income jobs and low expensesZero debt$100,000 excess cash now to investAnticipate being able to generate $100,000 per year from jobs to put toward investments for the foreseeable futureNo credit score because we paid off mortgage and all other debt years agoJust applied for a credit card and was rejected despite a perfect payment history, was told that it was all to long agoWant to finance properties on 20 year loans with 20% downAm concerned about getting loans with no recent credit history