Getting started with good financial situation but no credit score

[Josh Buss]

Hello all, have been listening to the podcast and reading the forums for a little while and am  ready to start investing. I was not able to find anything very similar to our particular situation and was hoping on advice/feedback on getting started. Really need input regarding obtaining financing.

Our goal is to acquire enough income producing properties over the next ten years to make this the full time gig. This is our current situation:

• 39 years old
• Both have high income jobs and low expenses
• Zero debt
• $100,000 excess cash now to invest
• Anticipate being able to generate $100,000 per year from jobs to put toward investments for the foreseeable future
• No credit score because we paid off mortgage and all other debt years ago
• Just applied for a credit card and was rejected despite a perfect payment history, was told that it was all to long ago
• Want to finance properties on 20 year loans with 20% down
• Am concerned about getting loans with no recent credit history