Do you just keep counting your pennies until you have another 20% saved (10-15 years later...)Generically speaking, duplexes are about 500k, cap rates are 8% (according to the "always honest" listing agents)Do you sell your soul to get a ''no money down'' loan on another property?

I’m sure that’s a no brainer and doesn’t need to be said. :) 

I would pass if I could not get the purchase price down. 82K in dead equity makes it a no go for me.

In my market (SD) wholesaling is tough, sellers are savvy, so many times the seller and I both agree listing is better... at that point I have built rapport and seller wants a no BS agent.Its just another tool in your tool belt, pick which you want to focus on, have that be your goal of your marketing, and use the other when needed.

It's a nice townhouse in a great neighborhood, so my best guess is they made the updates in an attempt to get an o-o retail offer.

I’m biased as I’m in the industry, but it’s a no brained in the litigious society we live in.

This property has a no-pet policy.

No trespassing sign and a no parking violators will be towed sign should solve the problem 

Is my only option a no doc loan?

yeah, foundation issues are a no-no for me, unless I can negotiate a super steep reduction on the ask price.