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I believe the future is to hold them and sell them later on contract to allow yourself to have the additional cash flow without the huge gains

FHA wouldn't work for a jumbo loan but a conventional owner occupied loan could allow for a lower downpayment. 

The regulations do no allow for you to seek those protections which give you the right (and rightly so) to seek justice towards lenders which descrimante based solely on the the fact that you are LGBTQ aligned whilest you also inturn now only seek 'LGBTQ-friendly' funding sources.

This allows our buyers to purchase the property, make the necessary improvements, and then choose to either rent it at market rate or sell it.Selling a property without providing at least two exit strategies for the buyer significantly decreases our pool of buyers.Feel free to reach out, you could send me the numbers and I can give you my opinion on what would be a good deal to a buyer with keeping the tenants. 

This will help get you a lower payment for the first 2-3 years of ownership and allow you to refiance when rates come back down.Show as urlRemove3-2-1 Buydown Mortgage: Meaning, Pros and Cons, FAQsA 3-2-1 buydown mortgage offers borrowers a three-year break from high interest rates.

Hello RonaldYes sir...its zoned C-3 Commercial and is allowed for retail.

I will add clauses to the lease so that the tenant must cover costs of repairs and maintanance on GD, and a clause allowing me the option to remove the GD at my discretion.

I know this is because I have been focused on the DTC/SF traditional mortgage options or funding with buying an existing structure, but I can't see a clear path to financing a 2-fam new construction that's owner occupied (allowed by right per zoning).

This individual has successfully been doing property management through a company that has supported him in addition to his off-line unrelated real estate duties that he successfully continues to manage.