If so the foreclosure sale has already occurred and junior liens have been wiped. 

Per our conversation when you were last at the house looking at the fridge, all of the door seals appear to work properly and there is no obstructed air circulation or items pushed against the walls or rear which would isolate freezing (each time freezing and thawing has occurred, it does so throughout the fridge, not just in one area).

However, you are likely to be grandfathered in if a change does occur in the future.

When any of those two events you listed occurs, you are right, you should make a move.

Theft occurs...

It’s not all about the dollars and cents, there’s also the emotional toll that occurs if you have to deal with a lousy tenantQuestions I would have are, are you taking a 401(k) loan or an actual withdrawal?

However, when that occurs, people complain about loosing value. 

I am an owner, this is the evaluation that would need to occur after the neighbor renting above me received an unauthorized occupant violation because of her frequent guest.

@David B West hopefully your "accidental STR purchase" will turn into a happy accident!

Nothing is concrete and these programs understand that life changes could occur in which you would have to move or change things in your life.