Low/No money down financing for our first multifamily househack

[Roy Palmer]

Hi! 

I'm 22 years old, from Minneapolis, MN.

My girlfriend and I are looking to purchase a multifamily home for a househack this Spring. We have been looking into low/no money down programs such as Neighborhood LIFT and NACA. We would likely be able to afford the downpayment on an FHA or conventional loan, but looking to save $ where we can. We don't plan on staying in this property for the long term, probably just a few years, before doing another househack. Some of the low/no downpayment financing programs say that you must live in the property you financed with them for the entirety of the mortgage term, which would ruin our plans to househack multiple times before settling down in a single family when we are ready to start a family.

Any tips/advice?