There is no way I can go to work for someone else as a regular employee working under a GC.

Ideally if you do regular inspections and bill tenants as you go along you will have next to no damage at move out.Landlords only get into trouble with damage and tenant damage deposits when they do not accept the responsibility of doing regular inspections.

It spoke to me because unlike the other high-powered investors Mark has inverviewed, Yarber was a regular person with a regular job who started very small.Like me.I can thank Michelle Yarber for turning me on to BiggerPockets.

This said, I regularly see much better than the .5% you mentioned. 

It's can also be good if doing new construction to negotiate the building loan to convert to a regular loan and have rate and term locked down once stabilized.

We change the locks with new tenants on a regular rental.  

All a "regular" agent is going to do is set up and MLS auto search, and then forget about you.

Is there a need for extra umbrella insurance (extra 1 million or extra 2 million ), over and above regular individual insurance of $1 million on each individual property I own.  

It almost looks like they poured a regular slab and raised it up. 

I am thinking HELOC may be the best way to go but when I went to my banks WF and BOFA they made it seem like the process was going to be in line with a regular mortgage which I am hoping to avoid as its such a pain.