I would focus on ensuring ANY expense is entered properly so that the expense can be reconciled with the payment. 

So, I could still use or lease the lot once I have the deed just wouldn't be able to sell it or clear the title with the lien there or would they force me to pay off the lien before using it?

But if he did, I would pay him on the spot when they were delivered.

We absolutely never allow them to pay the costs and then "just take it out of rent" later! 

Two questions here about paying off a PML:1.

I have seen more and more people put houses that should only be a long term rentals into service as a STR, as well as paying prices that will not cashflow. 

I work under a brokerage here in the Tampa area focused on investment properties.

My insurance is more than double for what I pay for a SFH in the same area.

Very wealthy awesome people and they really like me......SOOO i explain the situation and they see my track record and BOOM I borrow 80k @ 10% APR interest only payments for 12 months with NO EARLY PAY OFF PENALTY (bless them) and i fix up the house and get a renter in there.

I rent it out as a vacation home to others too... this helps pay the bills.