I'll give a run down of 2 of the recent reasons deals have fallen apart even with pre-approvals.1) lender didn't pull CAIVRS until the end of the loan process and, when he did, he found buyers had another government insured debt they defaulted on (I actually got a copy of the desktop underwriting for these buyers)2) lender told me over and over again it isn't a problem for their bank to loan on properties owned less than 6 months where sell price is greater than 120% of the purchase price, until file was actually sent to underwriting- again at end of process- at which point underwriter told them they cannot do the loan And this is after pre-approval and verbal confirmation lender pulled credit, verified income, cash to close.

Government offices will provide owner information generally for free.

I certainly feel that license fees and restrictions amount to a "tax" as well.Not sure how "healthcare taxes" are impacted by assets or earnings, but yes, in a way, but if we are going to count all taxes, fees, charges, compliance expenses required by government.....how about, Occupany certificates, sales taxes on materials for improvements which fall again under any gains, sewer assessments, utility deposits and inspection fees, engineering approval fees to building regs for improvements, all hidden taxes and fees hitting a property owner.

Big bad CEOs don't send jobs to China, incompetent governments send jobs to China.

How many rehab/flips are sold using Government programs?

Yes, governments use the licensing issues as a revenue source and there is a cost to the administration of licensees, but it's not all about the money.Without giving consideration to the purpose of requiring a license you may miss the intent of law makers in making licensing requirements.

Factor (3) is governed by laws of certain states, and therefore is beyond the power of federal government to make changes.Factor (4) had changed the US housing culture forever.

The uptick the retail industry has experienced from the new found disposable income (people not paying mortgages) helps the local and state governments collect more sales taxes.

The ONLY thing keeping market moving currently is the government induced artificial interest rates.

Letting lenders, let alone the government, dictate your plans is contra-entrepreneurial.Learn marketing and how to attract deals.