So, as long as you are selecting properties that can cover the mortgage and expenses with that 75%, you should be good.Hard money lending is also an option. 

The tenant has the right to select whatever option they prefer.

Be sure to be careful when selecting and maybe even bring along your contractor if possible. 

Replaced all flooring, all appliances, garage door and garage door opener, selected window coverings, repainted the house throughout What made you interested in investing in this type of deal?

To ensure we get a larger pool of tenants to select from when we listed it for rent, we priced it at the lower side (slightly below) the market rate at that time. 

This does open up your ability to work with accountants across the country.There are many accountants on this message board - feel free to interview a couple and select the one that you feel most comfortable with.

I haven’t selected a broker yet so it looks like the exam/license app requires that information.

I would handle tenant selection and rent the property out to tenants.

Another thing to think about is whether or not you want to inherit that tenant vs selecting your own.

Some markets have been hit harder than others of course.It's probably a result of sample selection bias because people that are on BiggerPockets are interested in real estate investing and far more likely to be educated on the subject and therefore better equipped to handle a crisis like this.