Generally Id say invest into a roth IRA as soon as you can if you're thinking about the future.

One of our capital sources are smaller investors and people with money in IRAs that don't have the systems in place, the deal flow, or the underwriting expertise to run a portfolio.

The IRA LLC would probably have to pay cash for the entire project as financing construction in an IRA would be unlikely.

This is especially true if you are using IRA/401k.There is only handful number of lenders who specialize in non-recourse financing for retirement plans.

Do you also have a Roth IRA?

I also max out my ROTH IRA contributions, as well as what I have for a version of 401K for my wife and I.What tools / resources would you recommend to help me in the decision to continue to invest as I have - letting the REI support itself and max out IRA/401K, or stop those IRA/401K contributions and use them for 1 of 2 things (or both):  1. 

The CPA really has no good advice besides home office deductions and IRA contributions.  

Any ideas if a motivated seller having such an old apartment would be interested in accepting a low offer like this and if it still makes sense for me.Also, 1 last question, can i use a self directed IRA for a buying such an apartment and how does it work.

This limit must be aggregated for these plan types:401(k)403(b)SIMPLE plans (SIMPLE IRA and SIMPLE 401(k) plans)SARSEPhttp://www.irs.gov/Retirement-Plans/How-Much-Salary-Can-You-Defer-if-You%E2%80%99re-Eligible-for-More-than-One-Retirement-Plan%3FCompensation limit for contributions Remember that annual contributions to all of your accounts - this includes elective deferrals, employee contributions, employer matching and discretionary contributions and allocations of forfeitures to your accounts - may not exceed the lesser of 100% of your compensation or $51,000 for 2013 and $52,000 for 2014.

When it comes using an IRA to fund a multi-family investment it can be done in couple ways:1.