I do like using granite or quartz over anything else because they hold up to the abuse much better/longer.

The amounts of the purchase price of the properties that I'm pursuing are only $20,000 with a $15,000 rehab as well as a $14,000 and I keep getting denied because they only lend between $70-100k .

So, maybe it maybe it not possible to do a wrap or the sale of the LLC since any transfers require the consent of the Lender and the Lender has already denied the assumption of the loan by a buyer. 

I can only imagine what would happen if a thumbs-down option was implemented; I think it would be abused and the mods/BP customer service would be dealing with complaints.

So if your buyer doesn't meet their criteria then they can deny the sale.

I have good tenants who do not abuse the phone.

@Wayne Brooks @Eliott Elias my Lender denied assumable mortgage. perhaps They said if he buys with another bank no problem.

Hey @Denis Ponder, so I am not very familiar with the Yale locks.Do you have all three locks in the same zone or do you have them setup in different zones?

And of course nothing obscene or distasteful, I always include nothing controversial, political, etc. whatever that means, but allows you some leeway to deny consent for things you don't want on your property.

For investment property math wherein the property appears on tax returns, this is wrong in THREE ways:($4000 PITI + $300 expenses) / ($6000 income * 75% vacancy hit) = 95% DTI, loan as submitted denied by underwriting.For investment property math wherein the property appears on tax returns, this is correct:$6000 rental income - $4000 PITI - $300 expenses = $1700 net positive cashflow is added to income, lowering DTI, loan as submitted is approved by underwriting.Big difference between 95% DTI, and $1700 being added to your monthly income, right?