trouble with hard money lenders

[Jerome C Brown]

I'm having trouble with trying to find hard money lenders to lend to me because of the amounts of my purchase. The amounts of the purchase price of the properties that I'm pursuing are only $20,000 with a $15,000 rehab as well as a $14,000 and I keep getting denied because they only lend between $70-100k . I live in a landlord market and the properties are very very cheap here so cheap i want to get out of wholesaling an purchase. i have one under contract for $5k are there any lenders that will lend to me on the low end. im willing to go over and beyond and put my blood sweat in tears in my business just looking for some guidance

[Tom S.]

@Jerome C Brown  You can also consider a few reputable personal loan lenders, for those amounts.  I've recently used Sofi lending for a $50k personal loan, smooth application process and one day approval.  Funds in my checking account the next business day after that.  Best part, no fees at all, and no-prepay penalty!  I used them for a few months at 1% interest per month (12% annual), so only paid about $1500 in interest for the use of the money.

Discover personal loans also offered similar terms, but only to $35k.

Not sure on their minimum credit scores, but I found them straight forward and easy to work with.