This unit in particular isn't in the best shape: 10 year old carpets and paint, roaches, incredibly messy tenants (they are now gone), etc. 

I furnished the paint.  

Long story but she painted my house badly and put up her own lights then rewired everything backwards.

Maybe a little low - however since we are building and I know the quality of materials we are using I have a good handle on how long they will last/cost to replace etc.If they are new builds I think most of what you would put there depends on the quality of materials used, quality of construction and the types of things that will start to wear out first based on your weather etc.Roofing, siding/windows, water heaters, appliances, exterior paint, etc are what I would foresee needing attention and the largest expenditures as time moves on (and for those of us in hail prone areas  - the random damaging hail storm)If I follow the new construction route for an extended period of time I'd plan on selling around the 10-15 year mark so I avoid the maintenance issues that will likely start popping up around then.We will use SmartSiding which has a 50 yr warranty, Smart trim and if my partner can get a hookup on some discount or odd lot Class IV impact resistant shingles we'll be using those on the roof.  

"Minor quirks and flaws in the plaster and trim and flooring, consistent with age of the home, painted and intact."

I will have nice new paint and nice white lowes cabinets in the kitchen.I will never ever be a slumlord. 

I can't say how reasonable the paint cost is for your area. 

All types of credit are important in painting the picture of the character of an applicant for credit, it shows the financial sophistication of an applicant, their ability to pay as agreed, but poor credit in one area doesn't mean there is a much higher risk in all areas, the risk may be higher than one with great credit, but it is not at a point that disqualifies an applicant from all types of credit.For consumer loans, the better applicant might well be someone who just had a bankruptcy, the reason is that they may not take bankruptcy again for 7 years, that eliminates the risk of a borrower dodging the payment by taking bankruptcy.

Paint a professional picture they can rely on.Underwriters love documentation!

Some have never been painted and some already painted a few times so I probably have to use the same type paint.