At first I wanted to retire early at 55, then I realized that doing 15 year notes I would have a lot more flexability at age 40.

#CommonSense While I do share the same understanding of the laws and how it applies here, you have to remember that we are in a day and age where common sense is unfortunately not always what dictates how laws are written or liabilities are distributed across parties.There is a reason Apple feels they have to include a "do not eat" warning on iPod shuffles. 

Also keep in mind BP is Anti paid training for virtually any real estate.And Nick through various associations may have done 8k deals over the last 2 decades I know I funding probably 1500 of them or so.  

Highly risky but at my age and experience is worth the risk to me. 

Due to my age, I need to liquidate some of my assets.

Even though you have a family and that's a huge responsibility, you can take some lumps in the beginning (at your age especially) & still be okay down the road.

Is the aging systems or differed maintenance?

Your average age of accounts is a pretty significant % of your credit score (which means if you had two credit cards and your average age of accounts was 8 years, but then you apply for 4 new credit cards today, your average age of accounts will take a hit thus causing a drop in your credit score too). 

I typed in "do I want to get into real estate" into google and came across this website along with Brandon Turners article, "How to Start Investing at a Young Age", which got me motivated to start learning now rather than waiting until I am older. 

The knowledge I gained has helped me earn a good chunk of money.Yet I and many here on Bigger Pockets are somewhat anti-Guru.