I buy the girls at the bank a box of chocolate For their time.

To answer your question, yes I am not tied down other than a girl friend.

Unless there is an instant family on the way and you absolutely need more space (even with a new family a 2-bdrm cottage is sufficient - babies do not need much space in the first year).Why not stick it out in the present house for another 1-2 (or maybe 3-4 when your finance has finished university) years and pay down more of your debt (student loans and mortgage) to put yourself into a stronger position to acquire investment properties.In the interim, you could further educate yourself on real estate and start to narrow the gap on selecting the type of investing that best fits your lifestyle and ambitions.

Medical care is poor in Saipan, so they came to the US to have the baby.

I realized you were a girl immediatley after I posted my response and saw your name and picture.  

Well, back in 1999, I moved across the country (from Ohio to Texas) to move in with a girl I was "dating" online for about a year.

Starting to realize house hacking a quad may be a pipe dream with a baby (and 2nd in the near future) due to layout/square footage issues.To your comments;]1) Rent being BEST case scenario; in this market do you foresee rents decreasing?

Taking care of old people until they die is what's going to dominate Allegheny County's economy until the Baby Boomers all go.

What an uninteresting world it would be if we were all exactly alike. 60/40 baby - I LMAO when I read that.

Whatever you decide, always keep in mind that YOU are not legally tied to the lease, so you are free to leave and do what's best for you and your baby while you wait for the lease to end so that your BF can join you.Disclaimer: I'm not a lawyer this is just my opinion.