I've also considered delayed financing but the place is currently not habitable.

It sounds like the property is still habitable.

I was introduced to Bigger Pockets 2 years ago when I first was thinking about financial freedom and passive income through Real Estate, but shifted my focus on getting our foundation right (get rid of debt, adjust our spending habits....).

Sorry to not have more info at this exact time, but I wanted to let you know that the lack of response to your question is completely not related to how important your question was, it is exactly the right thing to be asking as a new agent.In the meantime, I believe these books are very helpful for business in general:The 1-Page Marketing Plan by Allan DibAtomic Habits by James ClearFinish - Give Yourself the Gift of Done by Jon Acuff (especially if perfectionism is holding you back)Never Split the Difference by Chris Voss - a must-read book on negotiating, IMO.All of these are good listens on Audible, especially the last one because voice tone is part of what he talks about.Good luck!

@Darren Liedtke if I was you I would pose the question as a new form post to get many different perspectives but if you insist what I can tell you is that everyone has habits; successful people have good habits, lazy people have bad ones.

I guess it was more habit than anything else.  

@Joe Rosenberry I would drop that broker like a bad habit.

Being that young means that you shouldn't bring any bad working habits with you.

Reaching out to a broker or lender is vital in understanding how to qualify, and the general logistics of the real estate industry.

Obviously, there is some vital info missing from your post to properly qualify this property---but if you are already thinking of what to do with it--it must be a win!