While I can see how having some POH's isn't the end of the world, especially if you have a solid plan to transition to TOH's over time, for someone with no "experience" and not a ton of startup capital, my major concern is being able to get financing if I can't secure a seller carried note.

They should be able to send you an address of a rental they own.2) If they plan on sharing a BP Calculator sheet for each and every property they send you.

My wife and I are getting close to entering the real estate market as investors, we live in Canada but are planning on entering into the US market.

If you want to go down the STR road, I'd suggest making sure the property pencils as an MTR/LTR as a back plan.

I did see that Jesse Vasquez had a course about it, but I'm leaning towards not spending $6.9k to buy the course.

It might change the look of the house a lot and maybe make that front porch into a real pleasant area to spend time on, either on a glider or rocking chair or something like that.

I believe STR is great, only for vocational homes at least, unless you're planning to househack.

@Stuart Udis is a great legal resource and frequent community contributor reach out before you spend tens of thousands on this canned product.  

So I plan on going with the FHA 3.5% down and hopefully going for something in the 3-400k range in a neighborhood like back of the yards, mt greenwood, south shore but also open to other options.

Good.This is Not 2007Interest rates are unlikely to crash housing prices, the labor market, consumer spending and economy are too strong.