Could also work some extra shifts and earn the money for the different.

This is a mindset shift you need to make immediately.

I am at the point in life that I figure I have made those companies a great deal of money over the years, so now is time to shift that focus to making for myself to free up my time to spend with my family and friends.

Even a very disciplined person can be caught by a market shift that brings it crashing down.Do you have equity in your properties?

While all you really needed back then was a pulse to buy a house, now, in addition to tightened lending standards, we are also faced with a dramatically shifting economic backdrop.

That way if you chose to sell and the numbers were too low you could shift gears to renting and still be making profit versus subsidizing the monthly mortgage.

I‘m considering to shift gears and continue saving but instead really educate myself and take the plunge to get my feet wet with long distance BRRRR.

As we all know the market has shifted a great deal over the last 6+ months. 

I think ill shift my main focus to off market but ill still keep my eye out on MLS.

However, now that things have shifted, it seems that even though it's good time to buy funds when the market is low, I feel like I can get more out of having cash on hand in the short term.