I don't think I can ask the renters to irrigate the lawn regularly?

I know there are hard money, and private money lenders, but since it's my first purchase I don't think any of that will work for me.

Thank you Nicholas , I will do some research on Allentown any zip codes that you think I should look at ??

@Peg Wilkinson and @Alex Gaeta I don't think you can go wrong with any of the areas mentioned. 

Quote from @Evan Polaski:I think the three things you outline follow the same train of thought.  

The mold I think was a result of water leak from an HVAC unit.

it is not just a think but the best way to overcome interest rate hike in owner occupant home is to househack, regardless it is SF or MF.

The only thing I can think of would be list to someone else in the Trustee section of the trust, but how would this work?

It was a BIG win for us.I think you're right, this will help many others considering small MF (2-4 units) as their primary property.

Think about when you have taken tests and you are just not sure as several answers seem correct... that's because you read all the answers, wrong ones too.I've done this on three Big test (one being RE Licence) I finish the fastest, the scorer tells me to make sure and take more time, I say I don't need to, then this person tells me I aced the test.You'll thank me.