We had one guy who just wanted cash every so often, no regular bills, that didn't work for me. 

From what I understand, if I try to buy another house at the end of 2017, the bank will look as if I was paying a mortgage on both homes and I work a regular 9-5 so my Debt to Income ratio won't be able to carry that.  

I would send by certified and regular mail to the property address along with any work address known- So the difficult task now would be to locate the tenant.  

I would simply send it regular mail.

Follow up with them regularly regardless of you with what you have worked with them recently.  

Update on the original post: City Council in Hamilton, OH delayed any action due to too many attendees at their regular Council meeting.Source: http://www.journal-news.com/news/local-govt--politics/hamilton-delays-landlord-hearings-after-too-many-people-show/d2G0J8rVIKeDVSHrUYz7tL/

I worked till I had ten years to lock in vesting the pension and health benefits after reaching original retirement age.

If the borrower will return to work as of the 1st mortgage payment date, then the borrower's regular employment income can be considered in qualifying.

Since I can't usually make it, I'm looking for other metro Detroit/southeast Michigan regular real estate investor meetings to attend.Thanks in advance,Valerie

Maybe cash out refi the condo on a regular conventional loan?