I guess everyone has their own risk threshold but @Luke Slapa might not even be aware of the risks involved.

Applied against active income if you fall under the MAGI thresholds. 

Matt - thanks for the outline ...as you mention needing  financing  ...definitely get  yourself  pre approved  for whatever hypothetical scenario you want  to use  ...if you already have done this - great ...if you haven't yet done this - get it done before you begin looking  seriously  …….by doing this you will become more familiar with the  figures  involved and the  process plus you will be able to insure your financing is viable and available should you find a property ..thanks

A Real Estate agent, if one is involved, may be able to help with the Comps.  

Would love to get involved with some local real estate clubs.  

I applied to PG&E over 8 months ago to get a separate meter, and it's still in engineering.

Trust me ...You start hanging out doing handyman repairs around their unit when they are gone they will surely find more little problems for you to apply your magic on !

I have a four plex under contract and have some hesitations about how involved I will have to be.

So if she cannot apply for disabled housing herself and is in need of assistance, family should be involved, as they have been supporting her in this house rent free for years.  

The first bank we applied with and after tons of paper work the bank would not set a loan at that time .Letter was dated 5/28/18 from bank .